Financial planning is not a "one-and-done" process, it's a lifelong process. While there is a lot of up front work that is done, like John Lennon said, "Life is what happens to you while you're busy making other plans" so the need to adapt to changes is fundamental. Financial planning is a lifelong discipline that you and your financial planner embark on together, along the way adjusting for minor and major life events that might have an impact on the plan. Let's find out more about it....